Michael Menapace


Michael Menapace
offices Hartford
New York
phone 860-297-3733
view LinkedIn profile


Michael is an insurance lawyer, primarily a litigator defending insurance companies, reinsurers, and insured parties from a wide range of claims that threaten clients' businesses. He is also a counselor, law school professor, and litigator in areas beyond insurance.

Michael represents insurers in state and federal courts as well as in arbitrations across the country, litigating insurance disputes concerning business practices, bad faith, insurance coverage, reinsurance, premium calculations, and allocation among policies. As a general litigator, he has tried cases concerning utility and energy infrastructure construction, securities class actions, and merger and acquisition claims. Leading insurance industry trade groups have engaged Michael to represent them on matters of industry-wide importance before trial and appellate courts. He has tried numerous cases through final verdict.

For example, Michael recently defended an insurance company in a nationwide class-action suit targeting its business practices; achieved a seven-figure victory for a defendant in a reinsurance arbitration; and helped create a new insurance company and obtained the required approvals for it to operate.

In his role as counselor, Michael advises insurers on policy construction, coverage, compliance, and regulatory issues and often represents stock, mutual, and captive insurers on their dealings with state regulators, including proceedings concerning rates, applications for acquisition of control, and market conduct exams. He also counsels insurance companies on a variety of data security and privacy issues and defends companies facing potential data breach liability. He has represented clients in connection with internal investigations and responses to government inquiries and subpoenas, including federal and state inquiries into forced placed insurance, contingent commissions/broker compensation, and finite reinsurance transactions.

Michael has also represented defendants in a wide range of class action suits related to insurance, unfair trade practices, securities, federal and state environmental laws, and the Alien Tort Act.

Michael lectures and publishes regularly on insurance and cybersecurity topics and has testified before the U.S. Senate Commerce Committee as an invited expert on cybersecurity and insurance. He teaches insurance law at the Quinnipiac University School of Law, is Co-editor of The Handbook on Additional Insureds, and is co-author of The Reference Handbook on the CGL Policy – Coverage A Principal Exclusions. He has been listed in Super Lawyers for Insurance Law. He is active in the American Bar Association as Vice-chair of the TIPS Cybersecurity Committee and in  ARIAS-US as Chair of the Technology Committee.

Michael received his J.D. from Quinnipiac University School of Law and a B.M. from The Hartt School of Music at the University of Hartford. He began his legal career in the insurance/reinsurance practice group of a major international law firm. He is admitted to practice in Connecticut, New York, and Massachusetts.

Michael is President of the Hartford County Bar Association, the oldest bar association in the country, and a long-time member of its Board of Directors. He was the recipient of the New Leaders of the Law Award from the Connecticut Law Tribune. Before practicing law, Michael was a college music professor and administrator with an active U.S. and international music performance schedule, including as a saxophonist with the Hartford Symphony Orchestra. He was Chair of the Board of Trustees of The Hartt School of Music at the University of Hartford.


  • New Leaders of the Law Award, Connecticut Law Tribune (2005)


  • ARIAS - U.S.
    • Member, Technology Committee
  • Connecticut Bar Foundation
    • James T. Cooper Fellow
  • Hartford County Bar Association
    • President-elect
  • International Association of Privacy Professionals (IAPP)
  • American Bar Association
    • Vice Chair, TIPS Cybersecurity and Data Privacy Committee


08.03.2018Insurance News, Summer 2018
11.06.2017Insurance News, Fall 2017
11.02.2017Massachusetts Adopts Minority Rule in Determining Priority Among Policies
05.16.2017Insurance News Spring 2017
01.06.2017Although Delayed, New York's Aggressive Cybersecurity Law Expected to Affect Financial Services and Insurance Firms
12.15.2016Insurance News, December 2016
08.11.2016Insurance News, Summer 2016
04.21.2016Insurance News, Spring 2016
12.16.2015Insurance News, December 2015
09.08.2015Insurance News, Summer 2015
02.24.2015Insurance News, Winter 2015
02.17.2015The $750 Million Comma? BP Is Not Entitled to Coverage for the Gulf Oil Spill as an Additional Insured Under Policies Issued to Transocean
02.09.2015Cybersecurity Updates Newsletter, Winter 2015
12.10.2014The Connecticut Supreme Court Opens Door for Expanded Negligence Liability Based on HIPAA Violations
08.05.2014Insurance News, Summer 2014
12.18.2013Insurance News, Winter 2013
06.20.2013Connecticut Supreme Court Resolves Insurance Coverage for Fatal Nursing Home Fire
06.11.2013Connecticut Supreme Court Weighs in on Faulty Workmanship as an Occurrence in the Standard CGL Policy
04.30.2013Insurance News, Spring 2013
02.08.2011Client Alert: Thomas B. Leonardi Appointed Next Commissioner of the Connecticut Insurance Department
08.09.2009Insurance News - Chinese Drywall

Published Works

08.13.2018Going Beyond the Four Corners to Deny a Defense: a Critique of Section 13(3) of the Restatement of Liability Insurance53 Tort Trial & Ins. Prac. L.J. 795
06.27.2018The Handbook on Additional Insureds, Second EditionABA Publishing
05.05.2017Ensuring E-mail SecurityARIAS Quarterly - Spring 2017
02.19.2015The $750 Million Comma? Texas Supreme Court Rules BP Is Not Entitled to Coverage for the Gulf Oil Spill as an Additional Insured Under Policies Issued to Transocean.Insurance Ltiigation Reporter, Vol. 37, No. 2
09.30.2013In Re: Deepwater Horizon Insurance Litigation - The Fifth Circuit Reverses the District Court's Additional Insured Decision but then Withdraws its Decision and Certifies Issues to the Texas Supreme Court
03.18.2013In Re: Deepwater Horizon Insurance Litigation - Fifth Circuit Reverses in Favor of BP's Additional Insured ClaimInsurance Litigation Reporter, Vol. 35, No. 4
01.19.2012The Handbook on Additional InsuredsABA Publishing
12.08.2011In Re: Oil Spill by the Oil Rig "Deepwater Horizon" in the Gulf of Mexico on April 20, 2010Insurance Litigation Reporter, Vol. 33, No. 20
10.01.2010When Worlds Collide: The Battle for D&O Insurance Proceeds in BankruptcyAmerican Bankruptcy Institute Journal
07.10.2009Brown & Brown, Inc. v. Blumenthal Amicus Brief

offices Hartford
New York
phone 860-297-3733
view LinkedIn profile



  • Quinnipiac University School of Law, J.D., with honors
  • University of Hartford, B.M., magna cum laude


  • Connecticut
  • Massachusetts
  • New York


  • State of Connecticut
  • State of New York
  • US Court of Appeals for the First Circuit
  • US Court of Appeals for the Second Circuit
  • US District Court (District of Connecticut)
  • US District Court (Southern District of New York)

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